Temporary Associate Underwriter – Independent Contractor

About Delos Insurance Solutions

Delos Insurance Solutions is a tech-enabled MGA focused on underwriting complex homeowners risks, particularly in catastrophe-exposed regions. We combine proprietary risk models with a modern tech stack and deep insurance expertise. Backed by top-tier VCs, we’re growing rapidly and are looking for high-impact team members to help us scale.

An active California Property & Casualty (P&C) license is required for this position

Contract Details

- Temporary independent contractor engagement.

- Anticipated workload of approximately 30–40 hours per week .

- Contract expected to continue through December 31, 2026 .

- This is a 1099 independent contractor position and is not eligible for employee benefits.

Key Responsibilities

Core Underwriting Execution

- Review, assess, and underwrite new business and renewal submissions across homeowners and other residential property lines.

- Handle ongoing underwriting work, including inspection reviews, endorsements, system tasks, and related activities.

- Meet established production expectations for the Associate Underwriter function.

- Apply sound judgment when evaluating property risk characteristics in relation to underwriting guidelines and risk appetite.

- Identify and select profitable risks aligned with company goals while avoiding adverse selection.

Authority Level

- Adhere to established underwriting and process guidelines, including applicable effective-date requirements.

- Refer guideline exceptions to an Underwriter or Senior Underwriter for approval.

Agent Communication

- Serve as an underwriting contact for appointed agents by responding to questions, clarifying risk appetite, and supporting quality submissions.

- Provide timely and professional communication to external distribution partners and internal stakeholders.

- Collaborate with the distribution team to provide underwriting support or training as needed.

Required Skills and Experience

- Active California Property & Casualty (P&C) license required.

- 2–4 years of property underwriting or related personal lines insurance experience, preferably focused on homeowners, dwelling fire, or other residential property lines.

- Experience with risk selection, underwriting execution, claims, customer service, or other related personal lines insurance functions.

- Strong communication skills with a customer-service mindset when working with agents and producers.

- Experience using underwriting platforms, exposure tools, or BI dashboards.

- Ability to manage multiple priorities and collaborate effectively.

- Strong attention to detail and sound judgment in balancing risk and business objectives.

- Proficiency with Excel, Word, PowerPoint, Adobe, and other standard business software.

Preferred Skills and Experience

- Industry designations such as CPCU or ARM.

- Familiarity with California property underwriting.

- Familiarity with wildfire, hurricane, or other catastrophe-exposed risks.

- Experience within MGA, E&S, or non-admitted environments.

- Commercial property experience.

- Interest in improving underwriting workflows and processes.

- Interest in how climate and data are reshaping insurance risk.

Originally posted on Himalayas