Senior Director, Regional Actuarial

Hi, we're Oscar . We're hiring a Senior Director, Regional Actuarial to join our Actuarial team.

Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.
About the role:

The Senior Director, Regional Actuarial, plays an instrumental role in Oscar 's enterprise Pricing function, influences and guides a team to drive actions in support of Oscar 's ACA Individual market strategies and financial goals. As a key driver of pricing excellence within the organization, the Senior Director collaborates closely with analytical and business leads across Finance, Market P&L, Insurance Product, Medical Economics, and Government Affairs to ensure progress towards the company's strategic growth objectives. This role is also accountable for crafting high impact content, such as executive-level reporting and presentations, designed to inform senior leadership on pricing strategies and risks, market-level insights, competitive trends, and macro market dynamics.

You will report to the Vice President, Actuarial.

Work Location: This position is fully remote and open to candidates residing in the U.S., excluding Alaska; Delaware; Hawaii; Louisiana; Montana; North Dakota; Oklahoma; West Virginia; Wyoming; and U.S. Territories. Daily work is completed from your home office, with occasional travel required for team meetings and company events.

Pay Transparency: The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $218,592 - $286,902 per year. The base pay for this role in all other locations is: $196,733 - $258,212 per year. You are also eligible for employee benefits, participation in Oscar 's unlimited vacation program, company equity grants and annual performance bonuses.
Responsibilities:

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ACA Strategy & Filings: Drive the strategic vision for ACA pricing methodologies and oversee the annual rate filing process (CMS and State DOIs) to ensure accuracy, regulatory compliance, and alignment with financial goals.

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Executive Advising & Reporting: Own significant financial forecasts and deliver executive-level presentations that distill complex actuarial insights into actionable recommendations for senior leadership.

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Cross-Functional Leadership: Cultivate strategic partnerships across key business units (e.g., Market P&L, Finance) and represent the Actuarial function in executive forums.

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Advanced Analytics & Growth: Lead complex analytics initiatives, including morbidity trend and competitive analyses. Apply learnings to influence enterprise-wide decision-making on pricing, strategic business growth and network strategies.

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Advocacy & Thought Leadership: Support federal and state advocacy efforts and author actuarial thought leadership on ACA regulations to champion market stability.

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Team Mentorship & Development: Provide mentorship, coaching, and development planning for team members to promote continuous growth and learning across the Regional Actuarial organization.

- Other duties as assigned.

Requirements:

- Bachelor's degree in a STEM field, or 4 years commensurate experience.

- 12+ years of quantitative analysis in the healthcare industry.

- 5+ years of collaborating and influencing the Executive Leadership Committee.

- Proven experience in a pricing role, or a related analytics-driven leadership role.

Bonus points:

- Excellent communication, collaboration, and relationship-building skills.

- Strong process management skills, with experience streamlining workflows and driving operational efficiency.

- Collaborative and influential leadership style, with experience working across multiple teams and stakeholders.

- Strong familiarity with ACA-specific healthcare laws, regulations, and compliance requirements.

- Fellow of