SAP Payments Functional Consultant

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Innovation is and will always be the core of SAP Fioneer .

SAP Fioneer builds on a heritage of outstanding technology and a deep understanding of corporate and consumer demands. At the heart of it all it is simple: We bring financial services to the next level with innovative software solutions and platforms.

We are helping companies in the financial services industry to achieve speed, scalability, and cost-efficiency through digital business innovation, cloud technology, and solutions that cover banking and insurance processes end-to-end.

A global company, with rapid growth, innovative people, and a lean organization makes SAP Fioneer a place where you accelerate your future!
About the Role:

We are seeking an experienced SAP Payments Functional Consultant to join our team, specializing in SAP Fioneer Banking solutions. The consultant will play a key role in guiding clients through core banking transformation journeys, leveraging SAP’s functional capabilities to design, implement, and optimize payment processes.
Requirements
Job Requirements

- Bachelor’s or master’s degree in IT, Computer Science, Engineering, or a related field.

- Minimum 5+ years of experience in the banking domain, with strong exposure to SAP Fioneer / SAP Payment Engine / Payment Central solutions.

- Proven experience in SAP Fioneer Banking functional consulting, including production support.

- Strong understanding of domestic and international banking processes, KPIs, and regulations.

- Experience working with banking platforms, payment processors, and financial service vendors.

- Exposure to cloud technologies and migration programs in banking environments.

- SAP FI/CO knowledge (advantageous).

- SAP Fiori/UI5 knowledge (advantageous).

- Strong client-facing experience including stakeholder management and workshop facilitation

- Flexible and open to working shifts when required.

Job Responsibilities

- Analyse, design, and configure SAP Payment Engine / Payment Central solutions based on business and functional requirements.

- Engage with clients to gather requirements, conduct needs analysis, and provide advisory support for transformation initiatives.

- Configure payment processes including payment processing, routing, clearing, settlement, exception handling, and reconciliation.

- Integrate SAP Payment Engine with peripheral systems, banks, and payment service providers.

- Monitor and support payment processing in production environments, ensuring performance optimization and issue resolution.

- Identify, assess, and mitigate project and operational risks, ensuring compliance with internal standards.

- Support testing activities (unit, integration, regression), deployments, and transport management.

- Collaborate in preparing proposals and solution designs aligned with organizational standards.

- Establish and review client controls, governance processes, and compliance frameworks.

- Provide guidance on standard vs. customized SAP solutions, ensuring optimal platform utilization.

- Support post-implementation activities, including documentation updates and issue resolution.

- Ensure adherence to project management methodologies, QA standards, and delivery frameworks.

Skills Required
Functional & Domain Skills

- Strong knowledge of end-to-end payment lifecycle:

- Initiation

- Validation

- Routing

- Clearing

- Settlement

- Reconciliation

- Returns / recalls

Expertise in global payment standards and systems:

- ISO 20022

- SWIFT

- SEPA

- FPS, CHAPS, BACS (UK)

- Fedwire / CHIPS (US)

- TARGET2, NPP, BECS (APAC)

- Understanding of Nostro/Vostro reconciliation

- Knowledge of sanctions screening, AML, and fraud detection integrations

- Technical & SAP Skills

- Configuration and customization of SAP Payment Engine / Payment Central components

- Ability to analyze payment issues via: Job monitoring,Error handling

- Payment flow optimization

- Experience with interfaces and integration f