US Mortgage Closing Specialist (Closer)

We are seeking an experienced Mortgage Closer to join our growing team. The ideal candidate will have hands-on experience managing the closing process for residential mortgage loans on the broker or non-delegated lending side. This role requires strong attention to detail, the ability to manage multiple files simultaneously, and a solid understanding of mortgage closing requirements and timelines.

Key Responsibilities:

- Review loan files to ensure all underwriting conditions have been satisfied prior to closing.

- Coordinate with loan officers, processors, title companies, escrow officers, attorneys, and lenders to facilitate timely closings.

- Prepare and review Closing Disclosures (CDs) for accuracy and compliance.

- Balance fees and closing figures with title and settlement agents.

- Review loan documents (such as Appraisal, VOE, Title, HOI, invoices, etc.) prior to closing and ensure all required documentation is complete.

- Communicate funding requirements and closing instructions to all parties involved.

- Track closing timelines and proactively resolve issues that may delay closing.

- Ensure compliance with investor, lender, and regulatory requirements.

- Maintain accurate loan records and update loan status within the Loan Origination System (LOS).

Qualifications:

Required:

- Minimum of 1 year of recent hands-on experience as a Mortgage Closer in a U.S. mortgage environment.

- Experience working with Broker and/or Non-Delegated Lending mortgage files.

- Strong understanding of the mortgage closing process from clear-to-close through funding.

- Experience reviewing and balancing Closing Disclosures.

- Familiarity with Conventional, FHA, VA, and other residential loan products.

- Excellent communication and organizational skills.

- Ability to manage multiple files while meeting deadlines.

- Proficiency in mortgage systems such as Encompass, LendingPad, Arive, or similar LOS platforms.

Preferred:

- Expert in CDs and fees

- Knowledge of TRID and mortgage compliance requirements.

Benefits:

- Permanent Work-From-Home Setup

- HMO Coverage (Employee + 2 Dependents)

- 13th Month Pay

- Paid Time Off (PTO)

- Philippine Holiday Premium Pay

- Annual Bonus

- Company Team Gatherings and Events

- Supportive and Collaborative Team Environment

Ready to make your next career move?

Apply directly through our careers page: ----------