Senior Manager, Financial Planning and Analysis

Credit Acceptance is proud to be an award-winning company recognized both locally and nationally across multiple workplace categories. Our world-class culture is shaped by dedicated team members who are driven to succeed as professionals individually and together as a team. Backed by a strong product, exceptional people, and a stable financial foundation, we’ve grown into a leading provider of used and new car financing across the country.

Our Support teams work with multiple departments in a dynamic environment that promotes flexibility and autonomy, while offering the opportunity to collaborate with a diverse group of professionals. We work to comply with our company standards, exceed customer expectations, and drive our Great Place to Work culture. We deliver high-quality services aligned to business needs, driving innovative improvements that support our company strategy and modern operating principles.
The Senior Manager of Financial Planning & Analysis serves as a strategic finance partner to executive leaders and business owners, providing financial insight, budget management support, and decision-making guidance across operational areas. This position is responsible for helping leaders develop, manage, and optimize operating budgets, evaluate spending decisions, and align financial resources with business priorities. The role also leads the management, maintenance, and evolution of tools and processes that support disciplined budget governance, effective resource allocation, and the Company’s overall financial planning and analysis objectives. Outcomes and Activities:

- This position will work from home; occasional planned travel to our Southfield, Michigan office may be required. However, this position is permitted to work at our Southfield, Michigan office if requested by the team member.

- Lead the operating expense budget management process, including budget development, monthly monitoring, spend governance, variance analysis, and alignment with business priorities.

- Partner with executive leaders and business owners to evaluate spending trends, identify risks and opportunities, and recommend actions that support budget discipline and resource allocation.

- Provide clear financial insights, budget performance reporting, and executive-level recommendations to support expense management, efficiency improvements, strategic decisions, and profitability objectives.

- Challenge spending assumptions, business cases, and investment requests to ensure resources are aligned with strategic priorities, expected returns, affordability, and budget implications.

- Establish budget accountability with department leaders through regular reviews, clear variance explanations, and agreed-upon action plans.

- Coach, mentor, and develop direct reports providing financial planning and analysis support to other operational areas of the business.

- Perform special projects and other duties as assigned.

Knowledge and Skills:

- Strong executive presence with the ability to influence, challenge, and advise senior leaders while maintaining credibility and financial discipline.

- Ability to connect financial analysis, budget performance, business strategy, and operational priorities to support effective resource allocation decisions.

- Strong communication skills, including the ability to translate complex financial information into clear insights for executive leaders, business owners, and non-financial audiences.

- Strong problem-solving, analytical, budgeting, and financial modeling skills, with the ability to make practical business recommendations.

- Organized, self-driven, and able to meet deadlines while remaining calm and focused in challenging situations.

- Receptive to feedback and committed to continuous improvement.

Requirements:

- Bachelor’s degree in accounting or finance

- Minimum 8 years of equivalent financial analysis or accounting experience

- Minimum 5 years of experience in a corporate budgeting rol