Restoration Estimator & Claims Specialist

🏢 WOW Remote Teams · all WOW Remote Teams jobs (54)
📍 United States
📅 Posted 2026-09-11 · via Himalayas
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This is a remote position.

Our client is looking for a Restoration Estimator & Claims Specialist to manage restoration estimates and insurance claims from initial write-up and documentation through approval and final payment. They operate in the property restoration industry, providing comprehensive solutions for property damage, remediation, reconstruction, and recovery.

This role is ideal for a detail-oriented professional with hands-on Xactimate experience and a strong understanding of property insurance claims. The successful candidate will prepare accurate estimates, assemble complete claim files, communicate with adjusters and clients, manage supplements and discrepancies, and maintain consistent follow-up until every file reaches closure.

The position plays a significant role in the company's cash flow, managing an estimated $2–4 million in written and collected volume annually.
Responsibilities
- Prepare complete and accurate Xactimate invoices for restoration projects within 24 hours of job completion.

- Create accurate sketches and scope documentation according to restoration industry and insurance carrier standards.

- Compile supporting documentation, including photos, moisture logs, signed service agreements, and other required claim records.

- Submit complete estimate and documentation packages to insurance carriers or adjusters within 48 hours of job completion.

- Maintain a structured follow-up schedule for all active insurance claims.

- Track each claim throughout review, approval, and payment until the outstanding balance is collected in full.

- Identify and address claim discrepancies, supplemental estimate requirements, and adjuster objections that may delay payment.

- Communicate directly with clients regarding their financial responsibility on insurance-related projects.

- Manage invoicing, collections, and payment follow-up for private-pay projects.

- Maintain detailed and accurate records of all communications with clients, insurance carriers, adjusters, and internal team members.

- Monitor and respond to both shared company and individual email inboxes.

- Collaborate closely with Project Managers to ensure project scope, documentation, estimates, and claim status remain aligned.

- Serve as a professional point of contact for clients and insurance representatives throughout the claims process

Requirements

- Hands-on experience using Xactimate for estimating and sketching.

- Xactimate Level 2 (Proficiency) certification is required.

- Previous experience with insurance claim closure within property restoration, construction, or a closely related field.

- Strong understanding of the property insurance claims lifecycle, including estimate/invoice submission, supplements, adjuster negotiations, and payment collection.

- Excellent written and verbal English communication skills.

- Strong attention to detail and documentation accuracy.

- Excellent organizational and time-management abilities.

- Proven ability to manage a high volume of active files and consistently meet deadlines.

- Strong customer service skills with a professional phone and email presence.

- Comfortable managing shared email inboxes and collaborating with Project Managers and administrative teams.

Qualifications

The following qualifications are preferred but not required:

- Xactimate Level 3 (Mastery) certification.

- Experience handling claims involving water damage, mold remediation, fire restoration, reconstruction, or abatement.

- Experience with restoration CRM or job-management platforms such as DASH, Encircle, CompanyCam, Jobber, or similar systems.

- IICRC certifications.

Benefits
- Full-time position.
- 100% remote – work from anywhere in LATAM.
- Flexible working hours for estimate preparation and file completion, provided required turnaround times are consistently achieved.

Originally posted on Himalayas

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