FP&A Team Lead

About World Business Lenders
- World Business Lenders (WBL) provides general-purpose, short-term, real estate-collateralized commercial loans to small and medium-sized businesses throughout the United States that may not have access to traditional sources of funding. WBL is a U.S.-based company with a 100% remote workforce.
- This is a remote Contract/Consultant position. Standard working hours are generally 9:00 a.m. to 6:00 p.m. Eastern Time, Monday through Friday. Additional hours may occasionally be required based on operational needs.
- Excellent written and verbal English communication skills are required.

Position Overview
- The FP&A Team Lead is a hands-on owner of a defined area within the FP&A function. The Team Lead is responsible for the quality, timeliness, and business usefulness of work in that area while leading and developing FP&A Analysts.
- Current Team Lead assignments are Corporate Planning & Performance and Portfolio & Capital. Team Leads are expected to support the broader FP&A function as needed, but hiring and performance expectations will emphasize the assigned area.

Functional Assignment
- Corporate Planning & Performance — annual budget and reforecasts; consolidated three-statement forecast; operating expense and headcount planning; variance analysis; and management reporting.
- Portfolio & Capital — origination and portfolio forecasting; NPL, REO, and recovery forecasting; cash and liquidity; facility and covenant forecasting; and capital scenarios.

Key Responsibilities
- Lead, prioritize, and coordinate the day-to-day work of FP&A Analysts, including reviewing work and providing coaching and feedback.
- Own recurring models, forecasts, analyses, and reporting within the assigned functional area.
- Review financial models and analyses for accuracy, logical consistency, methodology, transparency, and usability, and reconcile outputs to source data and financial statements.
- Analyze financial and operating results, identify material drivers, challenge assumptions, and develop clear management explanations.
- Lead scenario, sensitivity, and other decision-support analyses within the assigned area.
- Work with Accounting, Operations, and other departments to obtain required inputs, resolve discrepancies, and improve reporting accuracy.
- Maintain clear assumptions, supporting schedules, version control, change logs, and process documentation for key models and reports.
- Improve, standardize, and automate recurring FP&A processes and reporting.
- Support broader FP&A, due-diligence, and strategic projects as needed.