Director of Compliance

Overview

Are you ready to make a difference in the world of consumer finance? At Attain Finance , we bring over 50 years of expertise in providing credit solutions across the U.S. and Canada. Our deep roots in the financial industry have empowered us to develop convenient, easily accessible financial services that meet our customers' growing needs.

Join a leading consumer credit lender that thrives on innovation and collaboration, where your contributions are truly valued. Our portfolio includes distinguished brands like Cash Money®, LendDirect® and Heights Finance. Each brand is constantly evolving to better serve our customers.

Be part of a dynamic team that is shaping the future of consumer finance. Apply today and take the next step in your career with Attain Finance !

The Compliance Director is responsible for leading and supporting compliance activities for Attain Finance ’s Canadian consumer loan subsidiary, including new loan product development, regulatory complaint management, compliance investigations, examination and inquiry responses, and policy oversight. This role supports compliance with applicable Canadian federal and provincial financial services requirements, including anti-money laundering and anti-terrorist financing obligations, consumer lending, consumer protection requirements, and internal risk management expectations.

This position consults with varying levels of management and is responsible for cultivating and maintaining effective relationships with regulators, auditors, internal business partners, and internal stakeholders. The Compliance Director helps drive a strong culture of compliance, demonstrates sound judgment and integrity, and supports the protection of customers, the organization, and the broader interests of the Canadian financial services environment.
Responsibilities

- Own the Legal and Compliance requirements related to new loan product development

- Manage regulatory affairs activities, including maintaining effective working relationships with Canadian regulators, auditors, examiners, and other applicable oversight bodies.

- Maintain current knowledge of applicable Canadian federal and provincial financial services laws, regulations, and guidance, including requirements issued by FINTRAC, OSFI, provincial consumer protection authorities, privacy regulators, and other relevant regulatory bodies.

- Maintain a regulatory change library and assess the impact of new or revised requirements on company policies, procedures, systems, operations, disclosures, reporting, and recordkeeping obligations.

- Investigate, manage, track, and report on regulatory examinations, inquiries, audits, complaints, and compliance exceptions, providing timely responses and guidance to business leaders.

- Partner with business unit leaders to remediate regulatory findings and systemic issues through policy updates, procedure enhancements, training, system changes, and other corrective actions.

- Support AML/ATF compliance program activities, including risk assessments, policies and procedures, training, monitoring, recordkeeping, reporting obligations, and periodic effectiveness reviews, as applicable.

- Support privacy compliance activities, including the protection of personal information, privacy incident escalation, records management, and alignment with applicable federal and provincial privacy requirements.

- Provide regular reporting to the CCO regarding complaints, regulatory changes, examination status, remediation activities, emerging trends, and compliance program effectiveness.

- Assist with the implementation, monitoring, and communication of compliance-related policies, procedures, controls, and training to support adherence to Canadian federal and provincial requirements.

- Organize or support compliance training sessions and maintain updated training materials for business unit compliance contacts and other stakeholders.

- Collaborate with Legal, Risk, Operations, Informatio