Backend Engineer - Money

Founded to transform retail finance, Ajaib Group is an Indonesian fintech unicorn breaking barriers to financial access. Having recently secured a $270M Series C—the single largest funding round in Southeast Asia over the past four years—we are backed by premier global investors including Y Combinator, Ribbit Capital, SoftBank, and SBI Holdings.

To build world-class products, we assemble world-class talent. Supported by our fully remote work arrangement, our team spans Eastern Europe, the Middle East, India, and Southeast Asia, allowing you to work with brilliant engineers and builders from around the globe from wherever you are. We operate with an impact-driven purpose where everyone is the owner of our customers' satisfaction. Driven by a growth mindset and a fierce will to win, we refuse to settle and constantly push engineering boundaries.

Role Overview

As a Backend Engineer in the Money team, you build and maintain backend services behind customer accounts and money movement, working on well-defined tasks with guidance from senior engineers. You write clean, tested code, learn how banking-grade systems stay exact and auditable, and grow quickly toward owning features on your own.
- Build and maintain backend services and APIs for accounts, balances, transfers and payments, following the team's designs and standards.
- Deliver well-scoped tasks from implementation to production, with unit and integration tests.
- Follow the rules of money handling: exact amounts, idempotent requests, clear transaction states and audit trails.
- Help with integrations with banks and payment partners, and with daily batch and reconciliation jobs.
- Take part in code reviews, both receiving and giving feedback, and learn from them.

- Investigate bugs and production issues with help from senior engineers, and fix them with tests that prevent them from coming back.
- Write clear technical notes and documentation for the work you do.
- Ask questions early, raise risks and communicate progress to your team, Product and Operations.

- Education: Bachelor's degree in Computer Science or equivalent practical experience.
- Experience: 2+ years of professional backend engineering, including working on services in production.
- Languages: Solid in Java, Go or another modern backend language.
- Fundamentals: Good understanding of REST APIs, relational databases and SQL, and basic concurrency.
- Data & Messaging: Working knowledge of transactions, and exposure to caching (Redis) and messaging (Kafka).
- Tools: Comfortable with Git, Docker and CI/CD, with exposure to a cloud platform (GCP or AWS).
- Mindset: Careful, curious and eager to learn, with clear communication. Experience in banking, payments, e-wallets or another regulated environment is a plus but not required.

- Performance Bonus - Get rewarded for the impact you make
- Private Insurance - Comprehensive health coverage for you
- Paid Time Off - Take the time you need to recharge and come back stronger
- Learning & Development - Company-sponsored training, courses, and professional certifications
- Hybrid Work Arrangement - Enjoy the flexibility of working both remotely and from the office
- Career Growth - Work closely with experienced leaders and take on meaningful ownership as we scale
- Employee Perks - Enjoy exclusive discounts, partnerships, and lifestyle perks
- Collaborative & High-Ownership Culture - Work with smart, driven people in cross-functional teams, take ownership, and make a meaningful impact for our users.