Sr. Underwriting Consultant – Stop Loss – Remote
Symetra has an exciting opportunity to join our team as a Sr. Underwriting Consultant – Stop Loss !
About the role
In this role you will evaluate and price new and existing business while balancing profitability, growth, and market competitiveness. You will analyze financial and medical risk, manage a complex block of business, provide underwriting expertise, and collaborate closely with Sales, Brokers, and internal partners to deliver strong business outcomes.
What you will do
- Underwrite new and renewal Stop Loss business by assessing financial, medical, and claims risk and determining appropriate pricing.
- Analyze employer group experience, claim history, and member-level medical information to evaluate risk and develop underwriting recommendations.
- Manage complex and high-visibility cases, including guideline exceptions and unique risk situations.
- Partner with Sales, Brokers, TPAs, and internal stakeholders to negotiate pricing and support competitive market positioning.
- Manage an assigned block of business while meeting goals related to profitability, growth, retention, service, and sales effectiveness.
- Serve as a trusted subject matter expert and mentor, providing guidance, training, and support to underwriting team members.
- Lead or contribute to underwriting initiatives, cross-functional projects, process improvements, and training efforts.
- Provide market intelligence and recommendations to support product, pricing, and underwriting strategy.
- Support RFP responses and other business development activities.
- Build and maintain strong relationships with clients, brokers, sales partners, and internal teams.
- Represent Symetra at industry and business events as needed.
- Travel occasionally to support business and relationship-building activities.
Why Work at Symetra
Here’s what some of our employees have to say about why they work at Symetra :
"Join. It's that simple. You won't find a better company that can draw out your potential in ways you didn't know you had." - Andrew H., Associate Underwriter
“ Symetra is truly a great place to work. The positive work climate, strong sense of team, and the resources available make it feel like one cohesive family. What stands out most to me is the company’s deep commitment to diversity, equity, and inclusion—it’s not just a statement, it’s an active and ongoing priority that’s felt throughout the organization.” -Charlotte G., Sr. Underwriter - Consultant Stop Loss
What we offer you
Benefits and Perks
We don’t take a “one-size-fits-all” approach when it comes to our employees. Our programs are designed to make your life better both at work and at home.
- Flexible full-time or hybrid telecommuting arrangements
- Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%
- Paid time away including vacation and sick time, flex days and ten paid holidays
- Give back to your community and double your impact through our company matching
- Want more details? Check out our Symetra Benefits Overview
Compensation
Salary Range: $106,400 - $177,300 plus eligibility for annual bonus program
Who You Are
- High school diploma required. College degree highly preferred.
- 10+ years of Stop Loss Risk Based Underwriting required.
- Strong knowledge of Stop Loss products, risk assessment, pricing methodologies, and underwriting principles.
- Proven analytical, problem-solving, and decision-making skills.
- Strong communication, relationship-building, and negotiation skills.
- Ability to manage multiple priorities and work effectively in a collaborative environment.
- Proficiency with Microsoft Office applications required.
- Captive underwriting experience highly preferred.
- David Young/ESL experience a plus.
- Experience with reference-based pricing a plus.
- Presentation and facilitation experience preferred.
- Ability to travel periodically to meet the needs of the bus