Payment Sales Consultant

At U.S. Bank , we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description

The Payment Sales Consultant serves as a Payments Facilitator, orchestrating the full spectrum of payment and deposit solutions across client segments as an end-to-end solution selling function across PMI. This role simplifies the go-to-market experience, elevates client conversations, and prioritizes payment opportunities for ICG Relationship Managers (RMs). Acts as the unified face of U.S. Bank ’s payments ecosystem, delivering a holistic, consultative experience that integrates liquidity and investments, receivables, payments, commercial cards, merchant services, and trade.

Portfolio Growth & Retention: Deliver year-over-year revenue growth, expand relationships, and minimize attrition through proactive account planning and executive multi-threading.
Holistic Payments & Deposits Solutioning

Lead discovery conversations to understand client needs across liquidity and investments, receivables, payments, commercial cards, merchant services, and trade domains.

Translate those needs into integrated, client-centric solutions by engaging product specialists and implementation teams.

Serve as the single point of contact for payments strategy, ensuring consistency and clarity in client messaging.
Organized Client Engagement

Structure and lead client discussions that align with business priorities and payment trends.

Use tools like Deepening Dashboards and Salesforce to track engagement, pipeline, and solution design stages.

Coordinate with ICG RMs to ensure seamless handoffs and shared visibility throughout the sales cycle.

Prioritization of Payments Needs for ICG RMs

Act as a strategic advisor to ICG RMs by identifying and prioritizing payment opportunities within their portfolios.

Provide insights on client segmentation, product fit, and revenue potential.

Help ICG RMs focus on high-impact opportunities while maintaining visibility into all payment-related activities.
Line-Item Pricing Coordination

Own the coordination of pricing across payment products (e.g., CPS, MPS, FX, Prepaid).

Ensure pricing is competitive, bundled appropriately, and aligned with client value.

Partner with product and finance teams to manage margin and profitability.

Actively ensures compliance with the U.S. Bank Code of Ethics and all Anti-Money Laundering, Bank Secrecy Act, information security and suspicious activity reporting requirements, policies and procedures. Actively participates in any required corporate and business line training in these areas. Follows account opening procedures and understands and follows internal suspicious activity referral requirements and processes, as required for this position. Actively works with customers to understand each customer's normal account activity, as appropriate for this position.

It is the individual responsibility of every employee to maintain a current awareness and understanding of and to fully comply with U.S. Bancorp’s “Code of Ethics”. Each employee is also expected to maintain an awareness of the laws, regulations, internal policies and procedures that are appropriate for his/her position.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our