Group Chief Financial Officer (Group CFO)

Group Chief Financial Officer (Group CFO)
About the Role

We are seeking an accomplished and strategically minded Group Chief Financial Officer (Group CFO) to lead the financial strategy, performance, capital management, investment finance, and financial governance of a diversified Insurance & Investments Group.

The Group CFO will have enterprise-wide responsibility for the Group's financial affairs, overseeing finance across subsidiaries, business units, investment entities, and operating companies.

As a key member of the Group Executive Leadership Team, the Group CFO will serve as a strategic advisor to the Group CEO, President, Board, Investment Committee, and other senior stakeholders, ensuring disciplined capital allocation, strong financial performance, balance-sheet resilience, regulatory compliance, and long-term shareholder value creation.

The role requires a sophisticated financial leader with experience across insurance, investment management, asset management, financial services, corporate finance, capital markets, and regulated financial institutions.
Key Responsibilities
1. Group Financial Strategy & Leadership

Develop and execute the Group's overall financial strategy in alignment with corporate objectives.

Provide strategic financial advice to the Group CEO, President, Board, and Executive Committee.

Establish Group-wide financial policies, standards, controls, and performance frameworks.

Ensure effective financial governance across subsidiaries, business units, joint ventures, and investment entities.

Lead the development of the Group's long-term financial and capital strategy.
2. Group P&L & Financial Performance

Assume overall responsibility for the Group's financial performance, profitability, balance sheet, cash flow, and capital position.

Monitor performance across all subsidiaries and business lines.

Drive sustainable earnings growth, expense efficiency, and return on capital.

Establish Group-wide financial KPIs and performance dashboards.

Challenge business-unit leadership on financial performance and corrective actions.

3. Financial Planning & Performance Management

Lead Group-wide annual budgeting, forecasting, and long-range financial planning.

Develop financial scenarios and stress tests to support strategic decision-making.

Consolidate financial plans across subsidiaries and investment businesses.

Monitor actual performance against budgets, forecasts, and strategic objectives.

Strengthen management reporting and financial analytics.
4. Insurance Finance

Provide executive oversight of financial management across insurance businesses.

Monitor premiums, claims, reserves, expenses, underwriting results, and insurance profitability.

Oversee financial analysis of loss ratios, combined ratios, expense ratios, and underwriting margins.

Partner with actuarial, underwriting, claims, and risk functions to understand financial exposures.

Provide financial input into product profitability, pricing, reinsurance, and portfolio decisions.
5. Investment & Asset Management Finance

Provide Group-level financial oversight of investment portfolios and investment businesses.

Partner with the Chief Investment Officer (CIO) and Investment Committee on investment strategy and performance.

Monitor investment income, portfolio returns, asset allocation, liquidity, and risk-adjusted performance.

Evaluate strategic investment opportunities and major portfolio decisions.

Ensure investment activities support the Group's liabilities, capital objectives, liquidity needs, and risk appetite.
6. Group Capital & Solvency Management

Lead Group-wide capital planning and capital optimization.

Monitor capital adequacy, solvency, leverage, liquidity, and financial resilience.

Develop strategies to optimize capital deployment across subsidiaries and business lines.

Assess the capital implications of acquisitions, investments, dividends, growth initiatives, and strategic transactions.

Partner with Ris