Engagement Manager - Credit Risk and Pricing Strategy

Job Description

As the Risk Strategy and Pricing Engagement Manager, you will play a pivotal role in analyzing and designing credit risk and pricing strategies for Fintech clients. This position requires extensive experience in the lending industry, along with a profound understanding of various business functions such as Credit Risk, Product, and Analytics. A significant plus would be having experience working with third-party channels and devising credit and pricing policies for them. Your problem-solving skills, product sense, and ability to work effectively cross-functionally will be key to your success.
Responsibilities

- Primary day-to-day client contacts and often interact with C-level executives.

- Analyze volume & funnel trends to optimize pricing and impact on RoEs

- Analyze credit performance and come up with recommendations to optimize credit policies

- React to market dynamics on third party channels and help senior management make informed decisions

- Act as a channel manager for certain origination channels – in terms of managing credit policies, running tests and optimizing pricing

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Stakeholder Collaboration : Collaborate with and drive alignment among various stakeholders across the organization

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Manage Offshore Team : Lead and coordinate (incl. project planning) with offshore team for analytical support and to ensure seamless execution

Qualifications

- 7+ years of experience in Credit risk strategy, along with in consulting, solution design and client management

- Relevant experience within the Banking or FinTech industry; preferred if experience in point-of-sale financing

- SQL , Python

- Origination channel management experience

- Credit cards/lending expertise (Acquisitions/Underwriting)

- Demonstrable leadership ability, superior problem solving and people management skills

- Excellent communication, presentation and story building skills in a consulting setup

- Master's degree in economics, mathematics, computer science/engineering, operations research or related analytics areas; candidates with BA/BS degrees in the same fields from the top tier academic institutions are also welcome to apply

Originally posted on Himalayas