Commercial Auto Excess Casualty Adjuster with J.D.

About Reserv

Reserv is an insurtech creating and incubating cutting-edge AI and automation technology to bring efficiency and simplicity to claims. Founded by insurtech veterans with deep experience in SaaS and digital claims, Reserv is venture-backed by Bain Capital and Altai Ventures and began operations in May 2022. We are focused on automating highly manual tasks to tackle long-standing problems in claims and set a new standard for TPAs, insurance technology providers, and adjusters alike. We have ambitious (but attainable!) goals and need people who can work in an evolving environment. If building a leading TPA and the prospect of tackling the long-standing challenges of the claims role sounds exciting, we can't wait to meet you.

About the role

The Commercial Auto Excess Casualty Adjuster (with the attorney background) plays a critical role in managing high-severity commercial auto liability claims that may exceed primary policy limits. At Reserv , this specialist leverages cutting-edge automation, structured data, and modern claims systems to drive optimal outcomes while focusing on the most complex, high-impact aspects of claim handling. The role requires deep technical expertise, strong analytical skills, and the ability to collaborate within a fast-moving, technology-driven environment.

KEY RESPONSIBILITIES

- You will investigate, evaluate, and resolve complex commercial auto liability claims involving excess layers of coverage, catastrophic injuries, multi-vehicle accidents, and high-exposure scenarios.

- This role will conduct advanced coverage analysis, including policy interpretation, endorsements, exclusions, and multi-jurisdictional considerations.

- Issue coverage position letters, including reservations of rights and denials, in alignment with regulatory and internal standards.

- Oversee litigation, partnering with defense counsel to evaluate strategy, monitor case progression, and ensure cost-effective, data-driven decision-making.

- This adjuster will leverage Reserv 's AI-powered tools to review claim summaries, severity predictions, and structured data insights to enhance accuracy and efficiency.

- Evaluate primary carrier handling and determine when excess involvement is triggered, ensuring timely and appropriate intervention.

- Collaborate with MGAs, carriers, brokers, and internal teams, providing clear communication and maintaining Reserv 's high-touch, white-glove service standards.

- Document all claim activity within Reserv 's modern claims platform, ensuring data accuracy and compliance with internal and external requirements.

- You will participate in audits, trend analysis, and feedback loops to support continuous improvement and inform underwriting insights.

REQUIRED QUALIFICATIONS

- Bachelor's degree or equivalent experience.

- 10+ years of commercial auto liability or casualty claims experience, preferably with excess or high-severity files.

- J.D. from an accredited law school and an active license in good standing in at least one U.S. state is needed

- Strong knowledge of coverage analysis, litigation management, and complex liability evaluation.

- Excellent communication skills, with the ability to translate complex issues into clear, actionable insights.

- Comfort working in a technology-driven environment with modern systems and data-rich workflows.

- Active insurance adjuster's license by way of a designated home state; home state license required if home state license is available

- Willing to obtain all licenses within 60 days, including completing state required testing

PREFERRED SKILLS & CERTIFICATIONS

- AIC, CPCU, SCLA, or similar designations.

- Experience with MGAs, TPAs, or non-admitted/excess & surplus lines.

- Familiarity with AI-enhanced claims tools or modern claims platforms (a strong plus at Reserv ).

Benefits

- Generous health-insurance package with nationwide coverage, vision, & dental

- 401(k) retirement plan with employer matchi