Underwriting Product Director - Property

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together. **This position is eligible to work from home anywhere in the US** In this role, you will provide strategic insight and direction for the underwriting organization on assigned LOB. For assigned LOB, leads, researches, and coordinates the ownership, execution, strategy, administration and/or development of the most complex products and programs at enterprise level. Creates and communicates best practices and underwriting guidance for assigned LOB to the whole enterprise. Serves as the highest technical expert, consultant, and mentor in Corporate Underwriting on responses to questions for assigned LOB. Leads, and directs the workload and performance of the assigned Underwriting team. Acts as a strategic partner to branch offices on assigned underwriting related matters. Influences strategies through effective and efficient communication of underwriting recommendations to both technical and non-technical audiences. Provides strategy and direction for companywide strategic initiatives, working with Field and Corporate Underwriting leadership regarding short and long-term business decisions. Essential Functions: Leads, researches, and coordinates the ownership, execution, strategy, administration and development of highly complex assigned line of business (LOB) at enterprise level - Serves as assigned line of business subject matter expert to provide strategic direction enterprise wide. Develops line of business strategies and plans, and ensures successful implementation enterprise wide. Leads the administration and development of products and programs for assigned line of business - Leads the process of the developing of short- and long-term strategic product and underwriting strategies within LOB in support of enterprise-wise business and profitability goals - Maintains primary oversight of the profit and loss for assigned LOB. Develops and maintains the business plan for assigned LOB - Analyzes premium and loss data and other key reports on monthly and quarterly basis to ensure long-term profitable growth - Analyzes underwriting and loss results and determines underlying trends that impact results. Recommends actions to drive profitable growth - Creates, maintains, and communicates best practices and underwriting guidance to the whole enterprise. - Develops new product ideas, reviews existing products, and drafts new coverage language. Oversees new product ideas developed within team and subsequent implementation across the organization - Proactively communicates and makes necessary recommendations to management for improvement needed to meet company goals and improve underwriting results - Evaluates the cost and benefit of market opportunities and product initiatives, and recommends actions based on evaluation, including identifying product improvements for complex products - Provides analysis for state and countrywide rate reviews as well as to aid branch partners in efforts at profitability improvement and profitable production by providing recommendations and support to drive profitable growth - Reviews insurance publications and keeps current on issues impacting LOB by attending seminars and participating in continuing education Leads and serves on special projects for assigned LOB. Leads and participates in training opportunities and programs for assigned LOB. - Serves as a sought-after subject matter expert frequently consulted for initiatives and special projects within assigned LOB - Manages business relationships with external and internal partners to introduce and integrate product initiatives based on enterprise needs - Initiates and assists in the preparati