Senior Underwriter – Healthcare & Life Sciences Practice Group
Description
Great underwriters know that the best decisions come from blending analytical thinking with real market instincts. If you thrive on the challenge of growing a book of business, building influential broker relationships, and making your mark in a specialty vertical, this is your opportunity.
As a Senior Underwriter in Liberty Mutual 's Healthcare & Life Sciences Practice Group — a specialized unit within Major Accounts — you will underwrite Workers' Compensation, Commercial Auto, and General Liability (non-products) across all program structures with a primary emphasis on loss-sensitive accounts. You will partner with Loss Control, Industry Consulting, and Claims to deepen your expertise in the healthcare and life sciences sectors while driving profitable growth.
This is a range posting for a Senior or Executive-level Underwriter, depending upon experience.
Key Responsibilities
-
Book of Business Development: Develop, grow, and maintain a profitable, diversified book of primary casualty business through sound underwriting decisions, strong agent/broker relationships, and effective use of underwriting tools and resources. Mentor less experienced underwriters in technical and professional skills.
-
Risk Selection: evaluates opportunities by qualifying accounts; identifying, selecting and assessing risks; determining the premium, policy terms and conditions; obtaining approvals; creating/presenting the proposal to the agent/broker and successfully negotiating deals.
-
Agent/Broker Relationships: Market to an assigned territory targeting healthcare and life science accounts. Build and maintain strong relationships with brokers through responsive service, site visits, and in-person meetings. Partner across markets deliver holistic account solutions.
-
Portfolio Management: Analyze and manage a complex book of business, identifying opportunities for growth, profit improvement, and diversification. Execute targeted marketing plans and use pricing models to ensure portfolio profitability.
-
Service Value Proposition: Clearly articulate the specialized services Liberty Mutual offers healthcare insureds relative to competitors..
-
Documenting the Deal: Maintain thorough file documentation that reflects sound decision-making through account reviews, sign-offs, and referrals in compliance with state regulations and underwriting guidelines.
-
Leadership: Mentor and coach underwriters on technical and professional skills. Share subject matter expertise and provide regular insights to the broader underwriting team.
-
Continuous Improvement: Actively engage in daily huddles, problem-solving activities, and continuous improvement initiatives to support team performance and operational excellence.
Qualifications
- Bachelor's degree in Business or equivalent typically required. 3 to 7 years of commercial lines underwriting experience preferred, with a proven track record of developing and underwriting profitable business.
- CPCU or professional insurance designation preferred.
- Analytical ability across all phases of the underwriting process with proficiency in qualitative and quantitative tools and techniques. Must demonstrate knowledge of underwriting, pricing, risk selection, and territory management.
- Strong negotiation, relationship-building, and mentoring skills with the ability to apply underwriting tools and appetite to achieve goals and solve complex problems.
About Us
Pay Philosophy: The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rat