Senior Software Engineer, Insurance

Porch Group is a leading vertical software and insurance platform and is positioned to be the best partner to help homebuyers move, maintain, and fully protect their homes. We offer differentiated products and services, with homeowners insurance at the center of this relationship. We differentiate and look to win in the massive and growing homeowners insurance opportunity by 1) providing the best services for homebuyers, 2) led by advantaged underwriting in insurance, 3) to protect the whole home. As a leader in the home services software-as-a-service (“SaaS”) space, we’ve built deep relationships with approximately 30 thousand companies that are key to the home-buying transaction, such as home inspectors, mortgage companies, and title companies. In 2020, Porch Group rang the Nasdaq bell and began trading under the ticker symbol PRCH. We are looking to build a truly great company and are JUST GETTING STARTED. Job Title: Senior Software Engineer, Insurance Location: United States Workplace Type: Remote Job Summary Porch is reimagining what it means to be an insurance technology company, and we’re building it from the inside out. As a Senior Engineer I on our insurance platform team, you’ll build and own key services that power how we underwrite, administer, and scale insurance products. We’re an AI-first organization, so you’ll do your day-to-day development with agentic AI coding tools — not as an experiment, but as the way we ship. This is a hands-on build role on a greenfield platform. You’ll take projects from design through production within your area, make well-reasoned tradeoffs around scaling, reliability, and maintainability, and lean on senior teammates when you venture into less familiar parts of the codebase. If you like owning real services, shipping well-tested code, and growing alongside a strong team, you’ll fit right in. What You Will Do As A Senior Software Engineer AI-Native Engineering (How We Build) - Use agentic AI coding tools as your primary development methodology for the platform build, not as an experimental side channel. - Work within the team’s agent configuration patterns, custom skills, and CI/CD integration — and help improve them as you find rough edges. - Make sure the code you ship with AI assistance meets our standards: a green CI pipeline, passing evaluations, and clean pre-commit hooks are non-negotiable. - Apply good spec-driven, context-management practices that separate productive AI-assisted work from churn, and share what works with your teammates. AI Capability in the Platform (What We Build) - Build agentic capabilities into the platform — agent-assisted configuration, AI-driven underwriting decisioning, document understanding for declarations and endorsements, and conversational interfaces for the operations team. - Contribute to the RAG pipelines, retrieval, and tool-use patterns that ground LLM behavior in regulated insurance content (rate manuals, underwriting guidelines, state-specific rules). - Implement the integration patterns (MCP, function calling, structured outputs) that expose platform capabilities to internal agents and external partners. - Add observability, evaluation, and cost instrumentation to the AI features you own so their behavior is measurable, debuggable, and bounded. - Follow the responsible-AI guardrails that keep agent-influenced decisions auditable and aligned with insurance regulatory requirements. Platform Architecture & Build - Design and build core PAS services in your area — quoting, rating, binding, issuance, endorsements, renewals, cancellations, and reinstatements — making well-reasoned design decisions and tradeoffs as you go. - Contribute to the rating engine, product configuration layer, and rules framework that let business teams launch new states and products without engineering bottlenecks. - Implement data models for policy lifecycle, exposure management, and regulatory compliance, with guidance from senior e