Product Manager, Banking
๐ข Clera ยท all Clera jobs
๐ United States
๐ฐ USD 160,000 - 180,000 / annual
๐
Posted 2026-08-02 ยท via Himalayas
๐ท Banking-Product-Manager,Bank-Product-Manager,Financial-Services-Product-Manager,Bank-Product-Management,Product-Manager-Financial-Services,Digital-Banking-Product-Management
Apply on original site โAbout the Role
We're a Series C fintech company building modern banking infrastructure purpose-built for small and independent businesses. Our platform gives hundreds of thousands of entrepreneurs the tools they need to manage cash flow, move money, and run their finances โ all in one place.
We're hiring a Product Manager, Banking to own and scale our core banking experience: the accounts, money movement, cards, and program infrastructure that underpin everything we do. This is a high-impact, senior IC role at the heart of our product โ you'll set strategy, drive the roadmap, and ship reliable, secure financial products in a regulated environment, working hand-in-hand with Engineering, Design, Risk, Compliance, and external banking partners.
What You'll Do
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Own the strategy, roadmap, and execution for core banking products โ including deposit accounts, money movement, cards, and the underlying program infrastructure
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Lead the end-to-end experience for account opening, funding, deposits, and money-movement flows (ACH, wires, transfers, bill pay, and card transactions)
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Partner closely with Engineering on the ledger, payments rails, and card systems that power those flows
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Run a rigorous, cohort-based discovery process grounded in customer research and usage data to surface the highest-impact opportunities
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Write clear, detailed product specs; define success metrics; and ship reliable, secure features on a predictable cadence with Engineering and Design
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Embed risk, fraud, security, and regulatory requirements into the product process from day one โ partnering with Risk, Compliance, and Legal at every stage
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Manage product relationships and integrations with banking partners and key third-party vendors
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Define and track product metrics across activation, engagement, retention, multi-product adoption, and reliability
What We're Looking For
Required
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7+ years of progressive product management experience owning complex, technical, or platform products โ specifically in fintech, financial services, banking, or payments
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Demonstrable track record of shipping customer-facing products in a high-growth, regulated environment involving money movement, payments, cards, deposits, or other financial infrastructure
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Hands-on experience with end-to-end banking product areas: deposits, money movement rails (ACH, wires, transfers, bill pay), onboarding/account opening flows, and card programs
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Strong understanding of banking and fintech fundamentals, including security, fraud prevention, and regulatory considerations
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Proven ability to write clear product specs and partner effectively with Engineering and Design to ship features
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Strong analytical skills with fluency in product and cohort data; ability to define and track meaningful success metrics
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Experience partnering with Risk, Compliance, and Legal to ship within regulatory constraints
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Bachelor's degree in business, engineering, finance, or a related field (or equivalent practical experience)
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Must be authorized to work in the United States โ visa sponsorship is not available for this role
Nice to Have
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Experience managing product relationships and integrations with banking partners and third-party vendors
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Familiarity with ledger systems and core banking infrastructure
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Background in small business or SMB-focused financial products
Compensation & Benefits
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Salary: $160,000 โ $180,000 annually
- Competitive equity and benefits package
Location
This role is based in New York City on a hybrid work arrangement. Candidates must be able to work regularly from our NYC office.
Originally posted on Himalayas