Compliance Lead, Mexico

Join the Tilt team At Tilt , we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide , we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward. The Opportunity: Compliance Lead, Mexico México was Tilt 's first market outside the US. Launched in 2022, the business has scaled quickly — thousands of customers served, a credit card launch approaching, and a new AML law creating obligations that didn't exist a year ago. The compliance function to support all of it needs to come before the growth does. Mexico's compliance function is yours to build and run. Not from scratch — the US compliance team has frameworks, playbooks, and people who've done this before — but you're the one who makes it work for Mexico. You'll own both AML and regulatory compliance for Tilt MX, a dual mandate that reflects how the Mexico business actually operates. You'll support the Mexico business team, who need a compliance partner that helps them move, not one that slows them down. You'll report to the Head of Compliance and have access to the US team's expertise, but you'll operate independently in market. How You'll Make an Impact - Own the AML program end-to-end. Adapt existing US frameworks to meet LFPIORPI obligations, serve as primary point of contact for the UIF and SAT, and run the daily program: KYC, sanctions screening, transaction monitoring, and investigations. - Operationalize complaints and issues management for Mexico. Take the US playbook and translate it into a Mexico-appropriate version — get both programs running and documented. - Build the regulatory compliance layer alongside the AML core. Maintain policies aligned with CONDUSEF, CNBV, and PROFECO; monitor regulatory developments and communicate implications to the Mexico leadership team before they become problems. - Partner with the collections team on consumer-facing compliance. Keep collections practices — customer communications, third-party vendor oversight, and operations — clean under applicable Mexican consumer protection requirements. - Keep the program audit-ready. Run periodic risk assessments, maintain documentation, and be the single source of truth for Mexico's compliance posture. Why You're a Great Fit - Minimum of 8 years of experience in compliance, with at least 3 years in the financial services or fintech industry. - In-depth knowledge and practical experience with Mexican financial regulations, particularly in the context of digital lending, AML/CFT (LFPIORPI), and consumer protection (CONDUSEF, CNBV, PROFECO). - Demonstrated experience managing AML/CFT programs, including KYC, transaction monitoring, sanctions screening, and regulatory reporting (e.g., UIF reporting obligations). - Experience with consumer lending products — the regulatory surface here is distinct from commercial or institutional finance. - Fluency in Spanish and English; you'll operate in a Spanish-language business environment daily. - Experience adapting compliance programs to new regulatory contexts — you know when to adopt a US playbook wholesale and when local requirements demand something different. - The operating style of someone who has been the compliance function, not just a member of one. You build trust with business teams, run toward problems, and know the difference between "we can't do this" and "here's how we do this safely." Our Interview Process - Initial Recruiter Call: A conversation to learn about your experience and what you're looking for in your next role. - Compliance Leadership Interview: A deeper discussion with Tilt ’s Head of Compliance about your background and the Compliance Lead opportunity. - Skills Panel: Meet with Ti